Terms of Service
Last Updated: November 15, 2023
Please read these Terms of Service ("Terms," "Terms of Service") carefully before using the Ruwako Diyoko website and mobile application (the "Service") operated by Ruwako Diyoko ("us," "we," or "our").
Acceptance of Terms
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.
Description of Service
Ruwako Diyoko provides personal finance education services, including but not limited to budgeting tools, expense tracking, financial literacy content, and educational resources. Our services are designed for educational purposes only.
Account Registration
To access certain features of the Service, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
Subscription and Payment
Some aspects of the Service are billed on a subscription basis. You will be billed in advance on a recurring and periodic basis. Payments are non-refundable and there are no refunds or credits for partially used periods.
User Content
Our Service allows you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material. You are responsible for the content that you post on or through the Service.
Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of Ruwako Diyoko and its licensors. The Service is protected by copyright, trademark, and other laws of both Canada and foreign countries.
Links to Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by Ruwako Diyoko. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease.
Limitation of Liability
In no event shall Ruwako Diyoko, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.
Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied.
Governing Law
These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
Contact Us
If you have any questions about these Terms, please contact us at:
Ruwako Diyoko
123 Financial District
Toronto, ON M5X 1A9
Canada
Email: legal@ruwako-diyoko.sbs
Phone: +1 4370779199