Privacy Policy
Last Updated: November 15, 2023
Ruwako Diyoko ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance education services.
Information We Collect
We may collect personal information that you voluntarily provide to us when registering for our services, expressing interest in obtaining information about us or our products and services, or otherwise contacting us.
Personal Information
The personal information we collect may include:
- Name and contact information (email address, phone number, mailing address)
- Account details (username, password, security questions)
- Financial information (income, expenses, financial goals - all optional)
- Demographic information (age, location, occupation - all optional)
- Communication preferences
- Other information you choose to provide
Automatically Collected Information
When you access our services, we may automatically collect certain information about your device and usage, including:
- IP address and device identifiers
- Browser type and operating system
- Pages visited and time spent on our platform
- Referring websites or services
- Information collected through cookies and similar technologies
How We Use Your Information
We use the information we collect for various purposes, including to:
- Provide, maintain, and improve our services
- Create and manage your account
- Process your transactions and send related information
- Send you technical notices, updates, and support messages
- Respond to your comments, questions, and requests
- Communicate with you about products, services, and educational content
- Monitor and analyze trends, usage, and activities in connection with our services
- Detect, investigate, and prevent fraudulent transactions and other illegal activities
- Personalize and improve your experience with our services
Information Sharing and Disclosure
We may share your personal information in the following situations:
Service Providers
We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to do that work.
Business Transfers
We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
Legal Requirements
We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.
Data Security
We implement appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure.
Data Retention
We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law.
Your Privacy Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access and receive a copy of your personal information
- Rectify or update inaccurate or incomplete personal information
- Request deletion of your personal information
- Restrict or object to the processing of your personal information
- Data portability rights
- Withdraw consent at any time where we rely on consent to process your information
Children's Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children under 18.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
Contact Us
If you have questions or comments about this Privacy Policy, please contact us at:
Ruwako Diyoko
123 Financial District
Toronto, ON M5X 1A9
Canada
Email: privacy@ruwako-diyoko.sbs
Phone: +1 4370779199